Truck accidents and car accidents may seem similar on the surface, but under the law and in reality, they are two very different types of personal injury cases. If you’ve been injured in a collision with a semi-truck or commercial vehicle in Columbus or anywhere in Ohio, it’s critical to understand how truck crashes differ from everyday car accidents — especially when it comes to proving fault and getting full compensation.
1. Trucks Are Larger and More Dangerous
A fully loaded semi-truck can weigh up to 80,000 pounds — more than 20 times the weight of an average passenger car. That means more force on impact, more serious injuries, and a much higher likelihood of fatalities. Motorcycle riders and pedestrians are particularly vulnerable.
2. Truck Accidents Often Involve Federal Law
While car accidents are governed mostly by state traffic laws, truck drivers and carriers must also follow extensive federal regulations under the Federal Motor Carrier Safety Administration (FMCSA). These rules cover driver hours, maintenance, inspections, drug and alcohol testing, and more. A violation of FMCSA rules can be strong evidence of negligence.
3. More Parties May Be Liable
In a car accident, there’s usually one other driver to blame. But in truck crashes, multiple entities may be at fault, including:
– The truck driver
– The trucking company (carrier)
– The truck’s owner or maintenance contractor
– A cargo loading company
– A manufacturer of a faulty part
4. Commercial Insurance Policies Are More Complex
Trucking companies are required to carry commercial insurance policies with higher coverage limits — but they fight harder to protect those policies. Their insurance adjusters often begin working on a defense within hours of the crash.
5. Trucking Companies Have More Resources to Fight Claims
Because there is often more money at stake, trucking companies and their insurers are more aggressive. They may dispute liability, delay the claims process, or even destroy evidence. You need a lawyer who understands how to preserve evidence and build a case fast.
6. Evidence Must Be Preserved Quickly
Truck crashes require immediate investigation. Black box data, driver logs, vehicle maintenance records, and dash cam footage may all be crucial — but they can be lost or destroyed if not requested early. That’s why it’s essential to call an attorney as soon as possible.
What to Do If You Were Injured in a Truck Accident in Ohio:
– Get medical care right away — even if symptoms seem minor
– Don’t give a recorded statement to the trucking company or their insurer
– Save all records, photos, and contact info from the scene
– Contact a lawyer with truck accident experience
At Plymale Partnership, we represent victims of trucking collisions across Franklin County and Columbus. We work quickly to secure critical evidence, identify all liable parties, and pursue the compensation you deserve.
Contact us today for a free consultation.
